{"id":2027,"date":"2022-07-05T16:28:33","date_gmt":"2022-07-05T20:28:33","guid":{"rendered":"https:\/\/compliancechief360.com\/?p=2027"},"modified":"2022-08-30T13:32:03","modified_gmt":"2022-08-30T17:32:03","slug":"walmart-turned-a-blind-eye-to-fraudsters-says-ftc","status":"publish","type":"post","link":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/","title":{"rendered":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC"},"content":{"rendered":"<span class=\"wpsdc-drop-cap\">A<\/span> lawsuit filed by the Federal Trade Commission alleges Walmart turned a blind eye to fraudsters who used its money transfer services in its stores to scam consumers out of hundreds of millions of dollars, so that the retail giant could pocket the fees. Calling the allegations \u201cfactually flawed,\u201d Walmart is fighting back.<\/p>\n<p>According to the <a href=\"https:\/\/www.ftc.gov\/system\/files\/ftc_gov\/pdf\/1823012WalmartComplaint.pdf\">FTC\u2019s complaint<\/a>, filed on June 28 in the U.S. District Court for the Northern District of Illinois, Walmart failed to properly secure money-transfer services offered at its stores; failed to properly train its employees; failed to warn customers; and used procedures that allowed fraudsters to cash out at its stores, according to the FTC\u2019s complaint. The FTC is asking the court to require Walmart to return money to consumers and impose civil penalties.<\/p>\n<p>From 2013 to 2018, more than $197 million in payments that resulted from fraud scams were sent or received at Walmart, \u201cwith more than $1.3 billion in related payments also possibly connected to the fraud,\u201d the FTC stated, citing fraud databases maintained by MoneyGram, Western Union, and Ria.<\/p>\n<p>According to the FTC\u2019s complaint, \u201cWalmart knew about the role money transfer services play in scams and frauds.\u201d Still, according to the FTC, Walmart engaged in the following practices:<\/p>\n<p><strong>Allowed the payout of suspicious transfers:\u00a0<\/strong>For years, Walmart had an employee policy that explicitly stated, \u201c \u2018If you suspect fraud, complete the transaction.\u2019\u00a0Walmart did not begin training employees to deny fraudulent payouts until at least May 2017,\u201d the FTC stated. Even then, it provided such training only at a limited number of locations.<\/p>\n<p><strong>No anti-fraud policy or an ineffective and poorly enforced policy:\u00a0<\/strong>According to the FTC\u2019s complaint, Walmart did not have a written anti-fraud or consumer protection program until November 2014. Even after that time, Walmart violated its own policies and those of its partners, like MoneyGram.<\/p>\n<p><strong>Failed to effectively train or retrain staff:<\/strong> In many cases, Walmart employees who were authorized to handle money transfers as \u201cbackups\u201d received either no or limited anti-fraud training. In some instances, Walmart employees were complacent or complicit in scams, accepting cash tips from scammers in exchange for processing fraudulent payments or being directly involved in the scams themselves, according to the FTC.<\/p>\n<p><strong>Allowed for pickups of large cash payments:\u00a0<\/strong>The FTC complaint further alleges Walmart allowed not only the pickup of large cash payments, but also allows scammers to retrieve their payments from Walmart with fake IDs.<\/p>\n<p><strong>Failed to provide materials to prevent consumers from sending fraudulent payments:<\/strong> According to the complaint, Walmart failed to display or provide required materials warning consumers about these potential scammers.<\/p>\n<p><strong>Allowed money transfers to be used for telemarketing purchases:<\/strong>\u00a0The FTC\u2019s Telemarketing Sales Rule has since 2016 prohibited money transfers from being used to pay for telemarketing purchases because of the high risk of fraud. But the complaint alleges that, for years, Walmart failed to take steps to comply with that provision.<\/p>\n<p>The Commission voted 3-2 to file the civil penalty complaint, with Commissioners Noah Joshua Phillips and Christine Wilson dissenting.<\/p>\n<p><strong><span style=\"color: #015249;\">Walmart Fighting Back<\/span><br \/>\n<\/strong>Walmart has called the FTC complaint \u201cfactually misguided and legally flawed,\u201d <a href=\"https:\/\/corporate.walmart.com\/newsroom\/2022\/06\/28\/ftc-lawsuit-against-walmart-is-unfounded-and-ignores-the-billions-walmart-has-saved-customers\">in a company statement<\/a>.<\/p>\n<p>\u201cWalmart has a robust anti-fraud program to help stop third-party criminals who try to use money transfer services to commit fraud, and only a miniscule number of transactions are even alleged to be fraudulent,\u201d the company stated. \u201cIn fact, Walmart has stopped hundreds of thousands of suspicious transactions totaling hundreds of millions of dollars.\u201d<\/p>\n<p>\u201cDespite Walmart\u2019s anti-fraud programs, the FTC is trying to blame the company for actions by third parties, including fraud the FTC has already acknowledged was caused by another company\u2014while that company was under federal government oversight through a compliance monitor, and during a period when that company\u2019s own fraud prevention system had failed,\u201d the company continued.<\/p>\n<p>Walmart further noted the Department of Justice refused to take the case to court. \u201cDespite the fact that the Justice Department took a pass on this lawsuit and two of the FTC\u2019s own Commissioners voted against it, the FTC has unfortunately chosen to pursue a misguided lawsuit that distorts existing law by attempting to hold Walmart strictly liable for the wrongdoing of third-party criminals, despite all our efforts to stop fraudsters.\u201d<\/p>\n<p>Walmart said it will \u201cdefend against this lawsuit aggressively.\u201d\u00a0 <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1477\" src=\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2021\/06\/CC360-end-slug.png\" alt=\"end slug\" width=\"20\" height=\"20\" \/><\/p>\n<hr \/>\n<p><span style=\"color: #015249;\"><em><strong>Jaclyn Jaeger is a contributing editor at Compliance Chief 360\u00b0 and a freelance business writer based in Manchester, New Hampshire.<\/strong><\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A lawsuit filed by the Federal Trade Commission alleges Walmart turned a blind eye to fraudsters who used its money transfer services in its stores to scam consumers out of hundreds of millions of dollars, so that the retail giant could pocket the fees. Calling the allegations \u201cfactually flawed,\u201d Walmart is fighting back. According to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,26,7],"tags":[44,64],"class_list":["post-2027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-featured-news","category-news-roundup","tag-fraud","tag-ftc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360\" \/>\n<meta property=\"og:description\" content=\"A lawsuit filed by the Federal Trade Commission alleges Walmart turned a blind eye to fraudsters who used its money transfer services in its stores to scam consumers out of hundreds of millions of dollars, so that the retail giant could pocket the fees. Calling the allegations \u201cfactually flawed,\u201d Walmart is fighting back. According to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\" \/>\n<meta property=\"og:site_name\" content=\"Compliance Chief 360\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/InternalAudit360com-546428422399536\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-05T20:28:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-30T17:32:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1083\" \/>\n\t<meta property=\"og:image:height\" content=\"722\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Joseph McCafferty\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@McCafOnAudit\" \/>\n<meta name=\"twitter:site\" content=\"@CC360Com\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jaclyn Jaeger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\"},\"author\":{\"name\":\"Joseph McCafferty\",\"@id\":\"https:\/\/compliancechief360.com\/#\/schema\/person\/ec45c18ca18b7e347e047c24fb6eb113\"},\"headline\":\"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC\",\"datePublished\":\"2022-07-05T20:28:33+00:00\",\"dateModified\":\"2022-08-30T17:32:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\"},\"wordCount\":742,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/compliancechief360.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg\",\"keywords\":[\"Fraud\",\"FTC\"],\"articleSection\":[\"Articles\",\"Featured News\",\"News Roundup\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\",\"url\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\",\"name\":\"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360\",\"isPartOf\":{\"@id\":\"https:\/\/compliancechief360.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg\",\"datePublished\":\"2022-07-05T20:28:33+00:00\",\"dateModified\":\"2022-08-30T17:32:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage\",\"url\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg\",\"contentUrl\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg\",\"width\":1083,\"height\":722},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/compliancechief360.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/compliancechief360.com\/#website\",\"url\":\"https:\/\/compliancechief360.com\/\",\"name\":\"Compliance Chief 360\",\"description\":\"The independent knowledge source for Compliance Officers\",\"publisher\":{\"@id\":\"https:\/\/compliancechief360.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/compliancechief360.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/compliancechief360.com\/#organization\",\"name\":\"Compliance Chief 360\",\"url\":\"https:\/\/compliancechief360.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/compliancechief360.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2021\/07\/cropped-Compliance-Master-Logo.png\",\"contentUrl\":\"https:\/\/compliancechief360.com\/wp-content\/uploads\/2021\/07\/cropped-Compliance-Master-Logo.png\",\"width\":636,\"height\":230,\"caption\":\"Compliance Chief 360\"},\"image\":{\"@id\":\"https:\/\/compliancechief360.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/InternalAudit360com-546428422399536\/\",\"https:\/\/x.com\/CC360Com\",\"https:\/\/www.linkedin.com\/in\/joseph-mccafferty-4a11b29\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/compliancechief360.com\/#\/schema\/person\/ec45c18ca18b7e347e047c24fb6eb113\",\"name\":\"Joseph McCafferty\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/compliancechief360.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4124bb2a8d2d81d714af93a207730f54?s=96&d=blank&r=r\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4124bb2a8d2d81d714af93a207730f54?s=96&d=blank&r=r\",\"caption\":\"Joseph McCafferty\"},\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/joe-mccafferty-723030202\/\",\"https:\/\/x.com\/McCafOnAudit\"],\"url\":\"\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/","og_locale":"en_US","og_type":"article","og_title":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360","og_description":"A lawsuit filed by the Federal Trade Commission alleges Walmart turned a blind eye to fraudsters who used its money transfer services in its stores to scam consumers out of hundreds of millions of dollars, so that the retail giant could pocket the fees. Calling the allegations \u201cfactually flawed,\u201d Walmart is fighting back. According to [&hellip;]","og_url":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/","og_site_name":"Compliance Chief 360","article_publisher":"https:\/\/www.facebook.com\/InternalAudit360com-546428422399536\/","article_published_time":"2022-07-05T20:28:33+00:00","article_modified_time":"2022-08-30T17:32:03+00:00","og_image":[{"width":1083,"height":722,"url":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg","type":"image\/jpeg"}],"author":"Joseph McCafferty","twitter_card":"summary_large_image","twitter_creator":"@McCafOnAudit","twitter_site":"@CC360Com","twitter_misc":{"Written by":"Jaclyn Jaeger","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#article","isPartOf":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/"},"author":{"name":"Joseph McCafferty","@id":"https:\/\/compliancechief360.com\/#\/schema\/person\/ec45c18ca18b7e347e047c24fb6eb113"},"headline":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC","datePublished":"2022-07-05T20:28:33+00:00","dateModified":"2022-08-30T17:32:03+00:00","mainEntityOfPage":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/"},"wordCount":742,"commentCount":0,"publisher":{"@id":"https:\/\/compliancechief360.com\/#organization"},"image":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage"},"thumbnailUrl":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg","keywords":["Fraud","FTC"],"articleSection":["Articles","Featured News","News Roundup"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/","url":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/","name":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC - Compliance Chief 360","isPartOf":{"@id":"https:\/\/compliancechief360.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage"},"image":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage"},"thumbnailUrl":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg","datePublished":"2022-07-05T20:28:33+00:00","dateModified":"2022-08-30T17:32:03+00:00","breadcrumb":{"@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#primaryimage","url":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg","contentUrl":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2022\/07\/walmart-store-exterior-at-night.jpg","width":1083,"height":722},{"@type":"BreadcrumbList","@id":"https:\/\/compliancechief360.com\/walmart-turned-a-blind-eye-to-fraudsters-says-ftc\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/compliancechief360.com\/"},{"@type":"ListItem","position":2,"name":"Walmart Turned a \u2018Blind Eye\u2019 to Fraudsters, Says FTC"}]},{"@type":"WebSite","@id":"https:\/\/compliancechief360.com\/#website","url":"https:\/\/compliancechief360.com\/","name":"Compliance Chief 360","description":"The independent knowledge source for Compliance Officers","publisher":{"@id":"https:\/\/compliancechief360.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/compliancechief360.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/compliancechief360.com\/#organization","name":"Compliance Chief 360","url":"https:\/\/compliancechief360.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/compliancechief360.com\/#\/schema\/logo\/image\/","url":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2021\/07\/cropped-Compliance-Master-Logo.png","contentUrl":"https:\/\/compliancechief360.com\/wp-content\/uploads\/2021\/07\/cropped-Compliance-Master-Logo.png","width":636,"height":230,"caption":"Compliance Chief 360"},"image":{"@id":"https:\/\/compliancechief360.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/InternalAudit360com-546428422399536\/","https:\/\/x.com\/CC360Com","https:\/\/www.linkedin.com\/in\/joseph-mccafferty-4a11b29\/"]},{"@type":"Person","@id":"https:\/\/compliancechief360.com\/#\/schema\/person\/ec45c18ca18b7e347e047c24fb6eb113","name":"Joseph McCafferty","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/compliancechief360.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4124bb2a8d2d81d714af93a207730f54?s=96&d=blank&r=r","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4124bb2a8d2d81d714af93a207730f54?s=96&d=blank&r=r","caption":"Joseph McCafferty"},"sameAs":["https:\/\/www.linkedin.com\/in\/joe-mccafferty-723030202\/","https:\/\/x.com\/McCafOnAudit"],"url":""}]}},"_links":{"self":[{"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/posts\/2027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/comments?post=2027"}],"version-history":[{"count":1,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/posts\/2027\/revisions"}],"predecessor-version":[{"id":2029,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/posts\/2027\/revisions\/2029"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/media\/2028"}],"wp:attachment":[{"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/media?parent=2027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/categories?post=2027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/compliancechief360.com\/wp-json\/wp\/v2\/tags?post=2027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}